This Thing Called Life

     Desperate times call for desperate measures! I finally sat down today after class to roll some coins for food and gas money because I'm tired of eating peanut butter and jelly sandwiches for dinner. I only rolled $30 worth because I get paid Wednesday but that whole paycheck is going to pay my car insurance. This month I am going to have to defer my car payment (if they will even let me since I had to last year due to lack of money) because now my next paycheck will not be issued until July. It is embarrassing to have to call them and say that I'm a broke student doing the best I can working part time. I am so over the struggle. This really sucks. I have even thought about picking up evenings again for a few hours if my work needs me just to have that little extra something on my check so I won't have to stoop as low as rolling coins.

     Being a student automatically puts you at risk for bad credit. Due to the debts I have from my previous community college semesters, switching cable and internet companies, and other miscellaneous bills, my credit has been effected. Credit Karma is a decent tool to see a range of where your credit score falls into. Mine according to Equifax is a 617 and the other company they use says it is a 627. I'm not on the completely horrible side, but I'm sort of knocking on the door. I'm truly trying to pay it off. Whenever I have extra money even if it is just $10, that is $10 less that I will owe whoever I decide to send it to. Being an adult sucks sometimes. If I knew back then what I know now, I wouldn't have wasted my paychecks from my first job on the stupid things I did. I also wouldn't have wasted so much time at community college. I would have saved as much as possible to get me out of financial ruts. The biggest part of life is living and learning. I have lear...

     When I started school full time I knew I would build up debt. Every college student is in debt whether it is hundreds or thousands of dollars, debt is there. I have always stressed about paying my bills and paying things off but now that I have left school and started working both jobs full time again, I actually realize how badly I am in debt.      It isn't like I'm not trying to pay this debt off because I am. Even if it is only $10 a month. If that is all I can afford, than so be it. That is $10 less in the hole. What I don't get is how these companies I owe keep calling me repeatedly telling me I owe them such and such amount and it is past due. Yea no shit. That is what happens when you try going to school to better yourself and end up broke because your in class all day learning and testing instead of working.      Don't these companies realize that if I had the money to pay them back like the millions of other Ame...