Strategizing Debt

     Sitting here on my laptop filling out surveys makes me realize I would be 95% happier if I could actually start paying off some of this debt. I do surveys and stuff on Cashcrate but I want to be able to pay multiple bills at one time. I know I complain about this all the time but it seriously frustrates me. I have a lot of bills that aren't priorities like my car payment, car insurance and such. I want to start paying off my medical bills and I would love to pay off my community college. I send $10-$15 here and there when I can but I'm starting to wonder if that strategy is even worth it. What if I just saved up the total amount I owe for these places that aren't charging me interest (thank you). Some are charging me interest but I try not letting it bother me. I'm also very frustrated because my personal property tax was just sent to me, a nice $129. Where the hell am I going to find that? My money tree? Yeah, okay. The crazy thing is that I thought nursing school would be the hardest thing ever, when really, it is managing my debt and finding ways to pay it off. I feel like I'm doing the right thing by paying $50 towards my school loans now that way is less debt I will have when I'm done with school. The only debt lingering is my medical bills from my seizure, my titer bill from Patient First, and the $700 some dollars I owe my community college. I really just can't wait to be done with school and start working full time to really be able to start chipping away at this debt that lingers. Until then, I will keep stressing about it and pick up shifts and odd jobs to barely make it and hang on. It won't be like this for ever and that is what keeps my hope afloat.

Comments

Post a Comment

Popular posts from this blog

My Duties As A SAHG (Stay At Home Girlfriend)

      Back in June of this year I left one of the most toxic places I have ever worked at. There were so many things going on that I will just leave it at that. If you would like more details, check out my YouTube channel  here.  I thought it would be a good time to give nursing a break and take a different career path. I applied at an auto insurance company and started about 4 weeks ago but ended up leaving. Sitting all ay, wearing a headset, and having more than 2 meetings to attend per day is not my cup of tea. I gave a two week notice and have been a stay at home girlfriend since. In the last two weeks I've sent out over 20 applications. One place called me for an interview and they never followed up after I met. An animal shelter offered me a position as well but unfortunately, $11 per hour will not pay my mortgage.  My boyfriend works very hard. He is a bodyman at an auto shop and he repairs some of the most wrecked cars I've ever seen. IT is only fair to him that I make
Read more

Triage Nurse Duties

     This is the end of my second week in my new Triage role. At the end of the day, nursing is nursing but you still learn new things every day. Each day I clock in and check the messages, refill requests, prior authorization forms, and voicemails from patients. Throughout the day patients will call in and each call varies. Some patients are calling because they are in labor, have a UTI, yeast infection or BV. Other calls coming in are for pap results, genetic testing, ultrasounds, and biopsies. Everything I do from my desk is what I used to do on the floor. I assess patient symptoms over the phone and decide whether they need to try over the counter treatment, come in for an appointment, go to an Urgent Care, or head to to the emergency room.       At first when I accepted this position, I didn't know how it would play out. I'm used to running around doing multiple things at one time and always being busy. Surprisingly this is amazing. I'm not running ragged on the floor
Read more

Step Away From the Cake

     It is so annoying that I work in a doctors office that continues to bring in cakes, sugary drinks, and junk food. Today and yesterday I have had two non scale victories. This morning the first thing out of the receptionist' mouth was "there is bundt cake in the break room". Dude it is not even 9 a.m. Yesterday the doctor I worked for brought bake slices of pie and cake from the hospital cafeteria and I kindly said no thank you and walked away. It frustrates me because every one who works in this office with me knows I have an eating problem and they know I joined Weight Watchers. I am so proud of myself for looking at that cake this morning and walking away when I easily could have eaten half of it. I felt pissed off when I walked in the break room and saw it. Yes, everything in moderation is ok, but not for someone who is already way over weight and trying to get their shit together. I will be okay. I will get through this. I can do this.
Read more